Teaching
Money cannot settle a mind that is actually restless, insecure, or dependent on outward comparison.
Meaning
Emotional spending often disguises itself as reward, necessity, or status. Detachment helps you see that some purchases are attempts to regulate feeling rather than serve dharma.
Practical Application
When tempted to spend impulsively, wait until the emotional wave settles. Revisit the decision when you feel inwardly quieter.
Source
Adi Shankaracharya, Vairagya themes
Attributed to: Adi Shankaracharya